This document was last updated on December 01, 2009
1. Acknowledgment and Acceptance Of Terms
ArbitrationFAQ.Com is committed to safeguarding the privacy of everyonewho uses this website. Accordingly, we have developed this privacypolicy to explain to you what information we collect about you, thesteps we take to keep this information private and secure, and what wedo with this information.
Children are not eligible to use our website service and we ask thatminors (under the age of 18) do not submit any personal information tous or use this website. ArbitrationFAQ.Com does not collect or maintaininformation from those actually known to be under the age of 18, and nopart of the Web site is structured to attract anyone under the age of18.
2. Participating Merchant Policies
Related services and offerings with links from this website, includingvendor sites, have their own privacy statements that can be viewed byclicking on the corresponding links within each respective website.Online merchants and others who participate in ArbitrationFAQ.Comservices are encouraged to participate in industry privacy initiativesand to take a responsible attitude towards consumer privacy. However,since we do not have direct control over the policies or practices ofparticipating merchants and other third parties, we are not responsiblefor the privacy practices or contents of those sites. We recommend andencourage that you always review the privacy policies of merchants andother third parties before you provide any personal information orcomplete any transaction with such parties.
3. Information We Collect And How We Use It
ArbitrationFAQ.Com collects certain information from and about itsusersthree ways: directly from our Web Server logs, the user, and withCookies.
Web Server Logs.
When you visit our Website, we may track information to administer thesite and analyze its usage. Examples of information we may trackinclude:
• Your Internet protocol address.
• The kind of browser or computer you use.
• Number of links you click within the site.
• State or country from which you accessed the site.
• Date and time of your visit.
• Name of your Internet service provider.
• Web page you linked to our site from.
• Pages you viewed on the site.
One of the primary purposes of cookies is to provide a conveniencefeature to save you time. For example, if you personalize a web page,or navigate within a site, a cookie helps the site to recall yourspecific information on subsequent visits. Hence, this simplifies theprocess of delivering relevant content and eases site navigation byproviding and saving your preferences and login information as well asproviding personalized functionality.
ArbitrationFAQ.Com reserves the right to share aggregated sitestatisticswith partner companies, but does not allow other companies to placecookies on our website unless there is a temporary, overriding customervalue (such as merging into ArbitrationFAQ.Com a site that relies onthird-party cookies).
You have the ability to accept or decline cookies. Most Web browsersautomatically accept cookies, but you can usually modify your browsersetting to decline cookies. If you reject cookies by changing yourbrowser settings then be aware that this may disable some of thefunctionality on our Website.
Personal Information Users
Visitors to our website can register to purchase services. When youregister, we will request some personal information such as name,address, email, telephone number or facsimile number, account numberand other relevant information. If you are purchasing a service, wewill request financial information. Any financial information wecollect is used only to bill you for the services you purchased. If youpurchase by credit card, this information may be forwarded to yourcredit card provider. If you are applying for a loan the financialinformation that we collect may be transmitted to third parties toassess creditworthiness. For other types of registrations, we will askfor the relevant information. You may also be asked to disclosepersonal information to us so that we can provide assistance andinformation to you. For example, such data may be warranted in order toprovide online technical support and troubleshooting.
We will not disclose personally identifiable information we collectfrom you to third parties without your permission except to the extentnecessary including:
To fulfill your service requests for services,
To protect ourselves from liability,
To respond to legal process or comply with law, or
In connection with a merger, acquisition, or liquidation of thecompany.
4. Use Of Web Beacons Or Gif Files
ArbitrationFAQ.Com Web pages may contain electronic images known as Webbeacons – sometimes also called single-pixel gifs –that allow ArbitrationFAQ.Com to count users who have visited thosepagesand to deliver co-branded services. ArbitrationFAQ.Com may include Webbeacons in promotional e-mail messages or newsletters in order todetermine whether messages have been opened and acted upon.
Some of these Web beacons may be placed by third party serviceproviders to help determine the effectiveness of our advertisingcampaigns or email communications. These Web beacons may be used bythese service providers to place a persistent cookie on your computer.This allows the service provider to recognize your computer each timeyou visit certain pages or emails and compile anonymous information inrelation to those page views, which in turn enables us and our serviceproviders to learn which advertisements and emails bring you to ourwebsite and how you use the site. ArbitrationFAQ.Com prohibits Webbeacons from being used to collect or access your personal information.
5. Accessing Web Account Information
We will provide you with the means to ensure that personallyidentifiable information in your web account file is correct andcurrent. You may review this information by contacting us by sending anemail to our support attendant info@webroyalty,com
6. Identity Theft / Fraud
Identity Theft occurs when someone uses sensitive information, calledPersonally Identifiable Information (or PII) of another person withouttheir permission to commit fraud or other crimes, such as AccountTakeover or Application Fraud. [Account Takeover is when an individualacquires another person’s existing credit account information andpurchases products and services at the victim’s expense. ApplicationFraud is when an individual uses another’s Social Security Number orother Personally Identifiable Information to open new credit accountsin the victim’s name.]
If you believe you are a victim of Identity Theft, contact the threemajor credit bureaus to place a fraud alert message on your creditfile. When you place a fraud alert on your file, the credit reportingagencies will send you a copy of your credit report at no charge.
Carefully review your credit reports for: accounts you did not open,inquiries from creditors you did not initiate, and for personalinformation (such as home address and social security number) that isnot accurate. If you see anything you do not understand or any accountsyou did not open, call the credit reporting agency at the telephonenumber on the report.
To learn more about identity theft, visit the Federal TradeCommission’s web site to receive further information and insights abouthow to protect your identity from identity thieves.
Identity Theft Hotline: 877-438-4338
Mail: Identity Theft Clearinghouse,
Federal Trade Commission
600 Pennsylvania Ave., N.W., Washington, DC 20580
7. Effective Date And Changes To This Statement
8. Contacting Us
If you have questions regarding our Privacy Statement, itsimplementation, failure to adhere to this Privacy Statement and/or ourgeneral practices, please contact us at firstname.lastname@example.org or sendyour comments to:
Attn: Arbitration FAQ Privacy Statement
ArbitrationFAQ.Com will use commercially reasonable efforts to promptlyrespond and resolve any problem or question.